Why Choose LHCCU?
So, who are we and – more importantly – why would you want to join the Lighthouse Community Credit Union family? We happen to think there are lots of reasons to join. If you like the idea of owning your own financial institution and having a vote in who will lead it into the future, then you’re halfway there; we’ve just described the foundation of all credit unions. Now let’s take a look at why Lighthouse Community Credit Union is right for you.
The Perfect Credit Union
In 1953, a group of ordinary folks just like you and me gathered together to form a more perfect CREDIT UNION! It’s been more than fifty years since a group of hard working mill employees pooled their money together and opened our credit union for all employees at the mill. The new credit union’s name was Columbia River Paper Mill Employees Credit Union. CRPMECU ended the first month of charter with assets of $854.52 and staffed by volunteers.
To provide a sound financial place to build and save assets through meaningful, personal, banking.
We are a nonprofit financial cooperative that is owned, controlled, and operated for the benefit of our members by:
1) Providing members with individual attention to their financial needs, and access to all products and services.
2) Helping our members and their families, some of whom may be underserved by mainstream financial providers, to achieve life-long financial success by looking out for their best interests.
3) Cultivating community growth by partnering with local businesses to give back to the community through financial education, new memberships and access to affordable loan options.
Our core values will not be compromised. 1) Caring and Compassion – Our members are our priority! With demonstrated care and compassion we will meet and strive to exceed each and every member’s needs. 2) Excellence – Since 1953 we have been providing excellent, personalized service to our members at every contact. 3) Honesty, Character and Integrity – We continue to be fiscally responsible in everything we do to ensure the success of the credit union. 4) Dignity, Respect and Kindness – We pledge to treat everyone with the dignity and respect they deserve by providing a safe, kind, family environment in which to conduct their banking.
BOARD OF DIRECTORS
One of the many characteristics that distinguish credit unions from other financial institutions begins with the Volunteer Board of Directors. These individuals serve without compensation and devote countless hours to the welfare of the Credit Union. Some of the duties of the Board include long-range planning; policy review; budget decisions and consideration of new programs, rates and facilities. The position requires a dedication to protect the best interest of the Credit Union.
The Supervisory Committee monitors the Credit Union’s operations and procedures in an oversight capacity on behalf of the members. Committee members are responsible for initiating an annual audit of the Credit Union records, conducting biennial member account verifications and providing an ongoing review of closed accounts. All of this is done to ensure the soundness of all members’ deposits.
Annually Lighthouse Community Credit Union donates to Credit Union for Kids which is a collaboration of credit unions, chapters, leagues, and business partners engaged in fundraising activities to benefit 170 Children’s Miracle Network affiliated children’s hospitals serving 17 million kids, while gaining numerous benefits for credit unions. Your credit union also participates in the annual December Bridge the Gap toy drive that gathers toys and gifts for under privileged youth in Clark County Washington and surrounding areas.